Posts in category 'For Buyers'
12
June is National Homeowner Month. Here's an Interesting Take On It
Are you aware that June is National Homeownership month?
Probably not. Because you're too busy working to afford the home you live in, whether you rent it or own it.
Why should you care?
If you poke around and read anything you can find about it, you're being urged to recognize and celebrate the benefits of homeownership.
That seems kind of a weird thing to ask you to do. Do you really have the time or care? What're you supposed to do, throw a party? Sit alone and contemplate it? Invite some friends out for coffee and chat about it?
You've got to figure that the people who actively promote it probably have their reasons and motives for pushing it. (You know, like real estate agents, mortgage lenders, and the government.)
It makes you wonder…
Why do they push it, other than to make money?
Is it really the "American Dream"? Or is it just a packaged ploy?
Is it all it's cracked up to be? What about all the pe...
1
Shopping for a Home? Here's the Best Day to Go Looking
It's Sunday morning.
You're scheduled to go out and see houses later on with your real estate agent. But it's nasty outside. It's beyond pouring. You can't even imagine walking from the car into a house. You'd rather just cancel the appointment and hang inside, maybe watch some TV.
You can always go see the house next weekend.
But should you wait for next weekend?
Should you even wait to go see houses only during the weekend?
There's five weekdays you can go see houses. Is there a better day than a Sunday?
What if someone else scoops up the house before you end up getting out to see it? Right?!
Sure. Totally a possibility. And, totally a reason to motivate and go see that house today in the rain.
But that's not the point of this article. The point is that the best day to see a house is not necessarily Sunday. It's also not necessarily not Sunday.
The best day to go see a house is when it's...
1
Shopping for a Home? Here's the Best Day to go Looking
It's Sunday morning.
You're scheduled to go out and see houses later on with your real estate agent. But it's nasty outside. It's beyond pouring. You can't even imagine walking from the car into a house. You'd rather just cancel the appointment and hang inside, maybe watch some TV.
You can always go see the house next weekend.
But should you wait for next weekend?
Should you even wait to go see houses only during the weekend?
There's five weekdays you can go see houses. Is there a better day than a Sunday?
What if someone else scoops up the house before you end up getting out to see it? Right?!
Sure. Totally a possibility. And, totally a reason to motivate and go see that house today in the rain.
But that's not the point of this article. The point is that the best day to see a house is not necessarily Sunday. It's also not necessarily not Sunday.
The best day to go see a house is when it's r...
20
Why Do I Need a Preapproval to Look at Houses?
If you have ever been in the market for a house, you are familiar with a preapproval. If not, a preapproval is a letter from a mortgage lender stating that they have reviewed your financial status and have determined that you meet their borrowing guidelines for obtaining a mortgage to purchase a house.
So first things first – you find a REALTOR (like me) – and I will begin asking you questions about what you are looking for. Likely, the first, or close to the first, question that I will ask is if you are preapproved and for how much.
I know, I know, this question is a very personal and private one – heck, I know couples who have been together for a year or so and still have not discussed their finances with each other so why discuss it with this random person who is helping you find a home? I get it. Sometimes it is an uncomfortable question for me to ask. However, it is very important for me to know.
- So let's discuss the elephant in the room f...
20
Why Do I Need a Preapproval to Look at a House?
If you have ever been in the market for a house, you are familiar with a preapproval. If not, a preapproval is a letter from a mortgage lender stating that they have reviewed your financial status and have determined that you meet their borrowing guidelines for obtaining a mortgage to purchase a house.
So first things first – you find a REALTOR (like me) – and I will begin asking you questions about what you are looking for. Likely, the first, or close to the first, question that I will ask is if you are preapproved and for how much.
I know, I know, this question is a very personal and private one – heck, I know couples who have been together for a year or so and still have not discussed their finances with each other so why discuss it with this random person who is helping you find a home? I get it. Sometimes it is an uncomfortable question for me to ask. However, it is very important for me to know.
- So let's discuss the elephant in the...